Yes, you can almost always get life insurance while having lupus.

If your lupus is severe enough to cause kidney damage, anemia, pleurisy, pericarditis, or brain dysfunction, you will most likely need to take a simplified or guaranteed issue life insurance policy.

A guaranteed issue life insurance plan has a graded death benefit which means you need to be insured for at least 2 years before you have full coverage under your life insurance policy.


If it is mild, you can get med...


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